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James Gay
VP, Market Production Manager
NMLS ID #: 412223
Mobile: (803) 215-2412

James Gay is the top producing loan officer in the Central Savannah River Area (CSRA) and is also one of the top producers in the State of Georgia with over 13 years of mortgage industry experience.  James works with clients all over the CSRA and is proud to support its residents and community.  A Mortgage Banker Association of Georgia (MBAG) Diamond Award Winner and named a "Top 10 Producing Loan Officer" in 2014 and 2017, James won MBAG's President's Award from 2010-2016.  James and his talented and locally-based team brings his values, experience and his commitment to structure the best possible home financing program for each borrower.



Born and raised in North Augusta, James and his family make North Augusta their home and love spending time in the community. "My goal for our clients is setting and exceeding expectations. I want the clients to walk away with that 'WOW' factor", says James.

Customer Testimonials

James' team was great from the start. They provided a professional and courteous experience from the first day we met. With this being my family's first home purchase we are grateful for the ease in which the process was handled.

Andrew K. / First-Time Homebuyer

They were very professional and pleasant. They knew their job very well and communication was excellent. The whole process was very nice and I was lucky to have Ashlee and Jennifer help me get the house. Thank you very much.

Andrew L.

James Gay and his team made my homebuying experience easy and stress-free! They were efficient and all-around a great team to work with. Thank you for helping me with purchasing my first home!

Ashley W. / First-Time Homebuyer

This is the second time I have worked with James. He is exceptional! I recommend him frequently.

Karen C. / Borrower

We wouldn't use anyone else! James Gay has helped us several times with financing homes. Not only us, but our kids and friends of the family. We recommend him to everyone we know!

James S. / Borrower

James Gay and his assistant, Ashlee were awesome in my process. This was my first time purchasing a home. They ALWAYS made me feel comfortable in my decisions, replied to me in a timely manner and were very helpful. I have recommended them to several friends thinking about purchasing a home.

Michelle L. / First-Time Homebuyer

I always enjoy working with both James Gay and Ashlee Aloan. They are both great and keep me informed of the progress of things needed on my part to make the transaction smooth.

Bobby S./ Borrower

James Gay was especially helpful in answering all my questions quickly and completely. He was professional and friendly and helped me get all my documents together in a timely manner.

Stephanie K. / Borrower

James Gay was fantastic! He took the time to explain everything to us and we felt prepared and confident at closing. I'm actually shocked at how painless buying a house for the first time was!

Benjamin H. / First-Time Homebuyer

Very professional; don't think they could have made buying a house any easier. They were awesome!

John M. / Borrower